Application & first-party fraud
Device, behavioral, and bureau signals scored at onboarding - synthetic-ID and first-party patterns caught before the account exists.
Solutions · AI-driven decisioning
Fraud moves in days. Your defenses should too.
Fraud strategy is a race: new patterns emerge, and every week your rules lag them costs real money - while every over-tight rule costs good customers. DecisionX lets fraud teams ship a new defense the day they see the pattern, governed and reversible.
DecisionX Build. Test. Deploy.
New Fraud
Pattern Detected
Pattern Detected
Smart Rules,
Right Balance
Right Balance
Governed &
Reversible
Reversible
Stop Losses
Immediately
Immediately
The problem: hundred-line queries and quarter-long change cycles.
Fraud logic lives in brittle SQL and vendor black boxes - new patterns wait a release cycle to fix, false positives decline good customers, and manual workarounds erode your audit trail.
Transaction decisioning
Real-time scores plus plain-English rules in one strategy - hold, step-up, or approve in milliseconds at production volume.
Same-day strategy updates
New pattern → new rule → backtest against history → deploy, in one governed workflow. No recode, no release train, full version control.
Fewer false positives
Challenger strategies measure customer impact before rollout, and decay alerts flag when a defense starts declining good customers.
Governance is the difference in fraud too.
Every rule change is versioned, attributable, and reversible - so fraud teams get speed without trading away the evidence trail. When the regulator asks why a customer was declined last March, the answer is one query, not one archaeology project.
Versioned
Every change tracked with full history.
Reversible
Roll back with confidence, instantly.
Audit ready
Answer any question in seconds.
See a fraud strategy ship same-day.
Bring last quarter's worst pattern - we'll build and backtest the defense live.