Bits & Banks with Aditya Khandekar & Kevin Moss - Episode 1

Welcome to Bits and Banks: The Digital Disruptors Series

In this episode, we sit down with veteran risk leader Kevin Moss, former Chief Risk Officer at Wells Fargo and a trusted advisor to fintechs and digital-first institutions. With nearly four decades of experience, Kevin shares hard-earned lessons and insights from the frontlines of digital transformation, where the worlds of innovation, risk, and customer experience collide.

We explore what real digital innovation looks like beyond the buzzwords, including how cross-functional accountability and funnel management can make or break a digital strategy. From the pitfalls of digitizing legacy processes to the brilliance of collaborative decisioning models, this candid conversation is packed with insights for anyone navigating digital disruption in financial services.

Tune in to hear about:

• Why banks must move beyond using digital just for servicing

• The power of funnel orchestration across risk, compliance, ops, and marketing

• Balancing risk and reward, and leveraging AI/ML and alternative data to drive innovation in credit and fraud.

• What role GenAI will play in improving cross-functional workflows — and where human oversight remains essential