Bits & Banks · Episode 2

Bits & Banks - With Aditya Khandekar and Reva Rao · Episode 2

In our latest Bits & Banks episode, Reva Rao (ex-Golden 1, Travis CU, now Head of Digital Transformation at Blend) shared her frontline perspective on digital transformation—and what really delivers value.

Jun 20252 min read

Here are her key takeaways:

  • The real ROI of digital transformation: A member got an emergency HVAC loan approved on his lunch break and fixed the same day. That's not a transaction; it's a solution that builds lasting loyalty.
  • Human-centric hybrid models are essential: When a fully digital tool for small business accounts saw low adoption, the lesson was clear: complex, relationship-driven banking needs tech to enhance human touch, not replace it.
  • The Power of Simple Communication to Retain Members: A credit union fixed its dipping NPS scores not by building a new feature, but by simply telling members they could access existing home equity funds instantly—a benefit they never knew they had.

Listen to full episode now!

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